Posted on November 26th, 2011 by jrivera
If you have a household insurance policy which covers all your furniture and other possessions, you might also have an up-to-date home inventory complete with the serial numbers of electronic and electric items, along with photos of the items you are taking with you to your new home. These will be invaluable when you move, as you can arrange for extra cover for your possessions while in transit from your home insurer. That way, you will also remember to inform your insurance company of your change of address.
Movers will have insurance against loss and damage to your possessions, but you should check this to make sure that the amount covered by their insurance is sufficient for your belongings. If you are moving with collectibles, antiques or pieces of fine art, you will need to inform your movers and take out your own insurance coverage for these items while they are in transit. Most movers? insurance only covers ?standard? household items. Pianos may be a problem too, so if you have one, check to ensure that the vehicle the movers will be using can safely accommodate one.
Also check that damage such as scratches are covered as polishing scratched wooden furniture can e covered by insurance, and with the best will in the world, even professional movers have accidents.
Insurance cover for the time of transporting your belongings from one abode to another should be both the mover?s and the owner?s responsibility, so check out both their policy and cover as well as your own well before the date you are due to move so that extra cover can be easily obtained. Unfortunately the issue of insurance is often overlooked as those who are moving tend to believe that movers will be insured for all damage and loss, whereas this is not necessarily the case.
To protect your own interests, contact your insurer and take out a policy which will cover you for the move. This might be for just one day or for weeks, depending on where you are moving and how long the journey will take. Talk with your insurers as soon as you have a closure date and know when you will be moving. Don?t leave this until the last minute.
Related Articles:
- Moving Out of State? Remember Your Auto Insurance Policy
- Things To Know About Moving Insurance
- The Importance of Renter?s Insurance
Tags: insurance, movers, moving insurance
This entry was posted on Saturday, November 26th, 2011 at 1:00 pm and is filed under Learning Center. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
Source: http://blog.movingcost.com/learning-center/insurance-moving.html
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